Privacy Policy

Effective Date: [Effective Date]

PSMF ("PSMF," "we," "our," or "us") respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect information when you use our website, mobile application, and related services (collectively, the "Services").

By using our Services, you agree to the practices described in this Privacy Policy.

1. Information We Collect

We may collect the following categories of information:

2. How We Use Information

We may use your information to:

3. SMS Messaging

If you choose to opt in to SMS/text messaging from PSMF, we may send you service-related messages such as account notifications, reminders, verification codes, and other updates related to your use of the Services.

Message frequency may vary. Message and data rates may apply depending on your mobile carrier and plan.

You can opt out of SMS messages at any time by replying STOP. For help, reply HELP or contact us at [support@psmf-pro.com].

SMS opt-in consent is not shared with third parties or affiliates for marketing purposes.

4. How We Share Information

We may share information in the following limited circumstances:

We do not sell your personal information.

5. Data Retention

We retain information for as long as reasonably necessary to provide the Services, comply with legal obligations, resolve disputes, and enforce our agreements. We may also retain backup copies for a limited period where required for security, fraud prevention, or technical recovery purposes.

6. Data Security

We use reasonable administrative, technical, and organizational measures to help protect your information. However, no method of transmission over the Internet or method of electronic storage is completely secure, and we cannot guarantee absolute security.

7. Your Choices

8. Children’s Privacy

The Services are not directed to children under 13, and we do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, please contact us so we can take appropriate action.

9. Third-Party Services

Our Services may rely on or link to third-party services. We are not responsible for the privacy practices of third-party websites, platforms, or services. We encourage you to review their privacy policies separately.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. If we make material changes, we may update the effective date above and provide additional notice where appropriate. Your continued use of the Services after changes become effective means you accept the updated policy.

11. Contact Us

If you have questions about this Privacy Policy or our privacy practices, contact us at:

PSMF
support@psmf-pro.com